All groups

Insurers

16 items, most far-reaching first.

Affects many Arizonans 3

!?

Health care providers must now answer requests for medical records within set time limits: generally 10 or 15 business days when the records are needed for upcoming treatment, and 30 calendar days for other purposes such as lawsuits, insurance or schools.

InsurersHealth insurance HB2557In effect since September 12, 2026

!?

Starting with health plans issued or renewed on or after January 1, 2027, the state-regulated insurers named in this law may not charge deductibles, copays or coinsurance for screening mammograms or for diagnostic and supplemental breast exams needed to complete screening, with a narrower rule for high deductible plans.

People with health insuranceInsurersHealth insuranceCancer screening SB1165In effect since September 12, 2026 (and 1 more date)

!?

This tax package raises Arizona's standard deduction starting with 2025 tax years, lets taxpayers subtract federally deducted tips and overtime, raises the child credit, widens property tax exemptions for some disabled veterans and their surviving spouses, and changes many business, insurer and local-government tax rules.

VeteransWorkersBusiness ownersSmall business ownersInsurersLocal governmentsProperty taxVeterans' benefitsEmployment HB4168Applies to tax years starting in 2025 (and 8 more dates)

Affects specific groups 12

Professional firefighters who are hurt or killed while traveling directly to or from work as a firefighter are now considered on the job for workers' compensation eligibility, as long as they are not engaged in criminal activity.

WorkersState government employeesLocal governmentsInsurersWorkers' compensationEmployment HB2138In effect since September 12, 2026

Groups that help insurers set rates, now called "modeling and data organizations," must file the rate models insurers use in Arizona with the insurance director, and those filings are kept confidential.

Insurers HB2174In effect since September 12, 2026

Arizona residents who work as salaried employees of an insurer or managing general agent and held another state's home-state adjuster license before January 1, 2026 may get an Arizona adjuster license without taking Arizona's exam if they apply by June 30, 2027, but the license is limited to adjusting claims as that kind of employee.

InsurersWorkersEmployment SB1415In effect since Out-of-state license must have been held before January 1, 2026 (and 2 more dates)

Dental insurers, and companies that hold 10% or more of a dental insurer's ownership or voting rights, may not have any ownership interest in a business that offers the public professional services regulated by the state dental board.

InsurersBusiness ownersHealth insurance HB2308In effect since September 12, 2026

Doctors and other prescribers must check Arizona's controlled substances prescription monitoring database before every opioid or benzodiazepine prescription and refill (with existing exceptions), pharmacists must check before every Schedule II dispensing, and pharmacies face tighter reporting rules.

Insurers HB2434In effect since September 12, 2026 (and 1 more date)

The law changes how a group can qualify as a "bona fide association" to offer health plans, lets self-funded multiple employer health plans run through certain statewide chambers of commerce and business leagues, and orders a state study of a different way to provide health coverage to state and school district employees.

Small business ownersBusiness ownersInsurersState government employeesWorkersHealth insuranceEmployment HB2693In effect since September 12, 2026 (and 2 more dates)

Arizona law now says a certificate of insurance is not an insurance policy and cannot change coverage, bars anyone from preparing, issuing, requesting or requiring a false, misleading or coverage-altering certificate, and lets the director impose a civil penalty of up to $1,000 per violation.

InsurersBusiness ownersFraud HB2996In effect since September 12, 2026 (and 1 more date)

This law changes several state commerce funds and programs, including more lottery money for the Arizona Competes fund after fiscal year 2028-2029, a wider insurer assessment, new duties for the Office of Defense Innovation, and higher population limits before local voters must approve certain infrastructure financing.

InsurersVotersLocal governmentsBusiness ownersAviation usersContractorsVotingDronesHealth insurance HB4157Applies retroactively from and after June 29, 2026 (and 4 more dates)

When a work injury causes a worker's death, workers' compensation can now pay up to $10,000 for burial expenses, up from a $5,000 limit, while the rest of the death benefit rules stay the same apart from wording cleanup.

WorkersInsurersBusiness ownersWorkers' compensation SB1135In effect since September 12, 2026

Under workers' compensation, the surviving spouse of a first responder killed on the job will now get monthly death benefits until the spouse's own death, instead of losing them on remarriage, and spouses cut off for remarrying on or after January 1, 2000 can get future payments but no back pay.

WorkersInsurersWorkers' compensation SB1136Reaches back to remarriages on or after January 1, 2000; future payments only, no back pay (and 1 more date)

Health care providers, health care institutions and drug manufacturers may not pay patients' health insurance premiums (unless federal law expressly allows it), and doctors, nurses and licensed health care institutions may not advise patients to join or leave a specific insurer's plan unless the person advising is a licensed insurance producer.

People with health insuranceInsurersBusiness ownersHealth insuranceFraudCourts SB1494In effect since September 12, 2026

For workers' compensation policies issued to employers who report zero estimated exposure and no employees, applicants must sign a set attestation, and construction-services employers must give copies of the policy to those they contract with directly, for policies and certificates entered into or prepared on or after July 1, 2027.

Business ownersContractorsInsurersWorkers' compensationConstructionFraud SB1428In effect since September 12, 2026 (and 1 more date)

Mostly how government works 1

Large school districts that self-insure must still get quotes at least once every 4 years, but now only for health, accident or disability coverage, and the law now spells out who counts as an "authorized service provider" for those quotes.

InsurersLocal governmentsHealth insurance SB1497In effect since September 12, 2026