Fraud

9 items, most far-reaching first.

Affects many Arizonans 2

People recording documents in person at a county recorder's office must show photo ID (with exceptions), notaries must take a thumbprint for deeds and powers of attorney, county assessors must offer opt-in alerts on ownership or address changes, and recording a property claim while knowing or having reason to know it is forged, groundless or otherwise invalid becomes a felony.

HomeownersLocal governmentsFraudHousing SB1479In effect since September 12, 2026 (and 1 more date)

This budget-related human services law raises the maximum payments to mobile home owners forced to move from $12,500 to $22,500 (single-section) and from $20,000 to $30,000 (multisection), replaces the 100-mile limit with a limit to moves within Arizona, extends the military family relief fund and its tax credit through 2031, widens an after-school grant program to children up to age 18, moves early speech and hearing services for deaf infants to the Department of Economic Security, and adds temporary food-aid and cash-aid eligibility checks.

Flagged for reviewVeteransOlder adultsPeople with disabilitiesHousingVeterans' benefitsDisabilityFraud HB4162In effect since September 12, 2026 (and 5 more dates)

Affects specific groups 5

Arizona law now says a certificate of insurance is not an insurance policy and cannot change coverage, bars anyone from preparing, issuing, requesting or requiring a false, misleading or coverage-altering certificate, and lets the director impose a civil penalty of up to $1,000 per violation.

InsurersBusiness ownersFraud HB2996In effect since September 12, 2026 (and 1 more date)

Insurance adjusters and contractors face new limits on soliciting during emergencies and on dual roles, adjusters may not sign a policyholder's claim checks without the insured's endorsement and signature, and storm-repair contractors may not pay or promise to pay a homeowner's insurance deductible.

HomeownersContractorsConstructionFraud SB1206In effect since September 12, 2026

Companies paid to refer people to assisted living facilities and homes must now carry set amounts of liability insurance and either show facilities that the referral agent is not on the adult protective services registry or use an accredited service for yearly criminal background checks of certain new employees.

Business ownersFraud SB1477In effect since September 12, 2026

Health care providers, health care institutions and drug manufacturers may not pay patients' health insurance premiums (unless federal law expressly allows it), and doctors, nurses and licensed health care institutions may not advise patients to join or leave a specific insurer's plan unless the person advising is a licensed insurance producer.

People with health insuranceInsurersBusiness ownersHealth insuranceFraudCourts SB1494In effect since September 12, 2026

For workers' compensation policies issued to employers who report zero estimated exposure and no employees, applicants must sign a set attestation, and construction-services employers must give copies of the policy to those they contract with directly, for policies and certificates entered into or prepared on or after July 1, 2027.

Business ownersContractorsInsurersWorkers' compensationConstructionFraud SB1428In effect since September 12, 2026 (and 1 more date)

Mostly how government works 2

An 18-member state study committee is created to study substance use disorder treatment programs in Arizona, recommend oversight changes and report by December 31, 2027, before the committee ends in mid-2028.

Fraud SB1814In effect since September 12, 2026 (and 2 more dates)

If the legislature provides money, the Arizona attorney general must set up a task force to investigate and recommend prosecution of cargo and freight theft, and must report on its work each year starting by July 1, 2027.

Truck drivers and carriersBusiness ownersTransportationFraud SB1452In effect since September 12, 2026 (and 2 more dates)