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HB2868In effect since September 12, 2026

People applying for a license to install manufactured or mobile homes in Arizona must show and keep insurance that covers repairing damage they cause during installation, up to replacing the home, and license renewals must include a valid fingerprint clearance card and that insurance proof if it applies.

Official title: installation license; insurance; rules

ContractorsBusiness ownersHousingConstruction
  • September 12, 2026

What changes

  • NowAn applicant for a license to install manufactured or mobile homes must provide evidence of, and maintain, insurance large enough to cover repairing all damage the installer causes to the home and its supports during installation, including replacing the home.

  • NowThe department may ask a licensed installer for proof of insurance at any time, and the installer must tell the department about any changes to or cancellation of the coverage.

  • BeforeA renewal application filed before the license expired, with proof of a valid bond or cash deposit and the fee, let the licensee keep operating until the renewal was issued.

    NowTo keep operating while waiting on a renewal, the application must also include a valid fingerprint clearance card and, if it applies, the required proof of insurance.

  • BeforeThe board had to adopt rules on dealer trust and escrow accounts, cosmetic complaint procedures (including how to set a home's installation date), and scheduling repairs for complaint items.

    NowThese requirements for the board to adopt those rules are removed. The trust and escrow, complaint and repair rules written in the statute itself stay in place.

Who it affects

  • Applicants for and holders of manufactured home and mobile home installation licenses
  • Licensees renewing manufactured housing licenses
  • Buyers of manufactured or mobile homes
  • Arizona Department of Housing and its board

What you need to do

If you apply for a license to install manufactured or mobile homes, you must show and keep the required insurance and tell the department about any changes or cancellation. When renewing any license under this law, include a valid fingerprint clearance card and, if it applies, proof of that insurance.

What the law doesn't answer

  • Whether installers who already hold a license must get the insurance before their next renewal
  • Whether existing board rules on trust accounts, complaints and repairs stay in effect after the requirement to adopt them is removed
  • Any set minimum dollar amount of insurance
  • The penalty for not keeping the required insurance
  • How soon an installer must report insurance changes or cancellations

This summary describes the law as enacted. Later laws, court rulings or referendum petitions can change the picture. Check the official text for the current wording.

Source

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